Lesson 3 · ~10 minutes

Pricing With Comps

Turn a pile of recent sales into one defensible number, and explain it to the person across the counter.

A customer sets a slabbed rookie on the counter, holds up their phone, and says, "There's one listed on eBay for $400, so that's what it's worth." Your job is to answer with what the card actually sells for, and to show them how you got there. In the hobby, those recent sales are called comps (comparables).

Rule zero: sold, not asking

An active listing is a hope. A sold listing is a fact. One recent pricing guide puts asking prices at 30–50% above what cards actually sell for, and says to work only from sold data.[1] It's the same at a Pokémon show: the sticker on a vendor's Charizard is the opening bid in a conversation, not its value.

One wrinkle: when an eBay seller accepts a Best Offer, the public sold view shows the crossed-out asking price, not the price the buyer paid.[3] If you comp off that crossed-out number, you're comping off an asking price again.

Your tools

ToolWhat it gives youCost
eBay "Sold Items" filterSearch the card, tick Sold Items under "Show only." Covers about the last 90 days.[2] Hides accepted Best Offer amounts.Free
130pointSold-price search that shows the accepted Best Offer amount. The web search is mainly eBay; the app adds Goldin, Heritage, MySlabs, and others. Keyword-based, so a "PSA 10" search can pull in a BGS 9.5.[3]Web free; app has paid tiers
eBay Price Guide (scan a card in the eBay app)Up to two years of eBay sales. The median uses accepted Best Offer prices, not list prices. Shows PSA and CGC pop reports and the Card Ladder Index. Updated every 24 hours.[4][5]Free
Card LadderPrice charts and sales history across many marketplaces. Full sales history is a Pro feature.[6]Pro: $20/mo or $200/yr (last published price; check the site)
Market Movers (Sports Card Investor)Comps, price alerts, collection tracking.[7]Starter $9.99/mo up to Unlimited $49.99/mo (check the site)

If you already sell on eBay, Product Research in Seller Hub shows three years of sales at "the actual price that the item sold for, even if a Best Offer was accepted."[8] For a free start, 130point plus the eBay Price Guide covers most counter questions.

The four-step comp

1 · MATCH THE EXACT CARD

Year, set, card number, parallel, serial numbering, and grade with grading company. A Gold /50, a base Refractor, a PSA 9, and a BGS 9.5 are each a different market. This is Lesson 1's levers in action.

2 · GATHER RECENT SALES

For a $100+ card, pull the last 5–10 sales from roughly the past 30–90 days.[1] Read every title; keyword searches pull in the wrong card.[3]

3 · DROP OUTLIERS, TAKE THE MEDIAN

"Use the median, not the highest or lowest."[1] Be suspicious of a sale far above the rest, especially to a zero-feedback buyer: those are often shill bids meant to pump a price.[9]

4 · CHECK THE TREND, SAY THE NUMBER

If sales are sliding, lean toward the lower recent comps; if rising, toward the median or above.[1] Then explain it in one sentence (below).

Why the median? One fake $400 sale among a handful of $100 sales drags the average way up, but barely moves the median (the middle value when you sort them). Try it: the box below is pre-filled with six made-up sales. Delete the 110 and watch the average move while the median barely does.

The calculator flags sales more than 40% from the median. That's a rule of thumb from one guide, not a standard; Sports Card Investor only drops a sale when there's evidence it wasn't real.[9] Look at a flagged sale before you throw it out.

Two places comps get slippery

Raw vs. graded

Comp graded cards against the same grade from the same company. Comp raw cards against raw sales. A raw card's condition is unknown until it's graded, so never quote a raw card at PSA 10 money. If you only have graded comps for a raw card, you're guessing at its grade (that's Lesson 4).[1]

Thin markets and pop reports

A /10 parallel might sell twice a year. When you can't find 3+ recent sales, widen the window, look at the nearest parallels and grades, and give a range and say it's thin. Don't treat one old sale as gospel.

The population report (PSA's is at psacard.com/pop) counts how many copies a grader has slabbed at each grade.[10] It's useful context, with limits: it covers one grader only, it ignores raw copies, and a low number can just mean nobody bothered to grade a cheap card. It's "a record of what one grading company has certified," not a count of what exists.[11]

Explaining the number at the counter

"That listing at $400 hasn't sold. Here are the last five PSA 10s that did, from $112 to $130. I dropped one $260 sale to a brand-new account because it doesn't match the others. The middle of the real sales is about $120, so that's the market value."

Show the sales, name what you excluded and why, give the number. What the shop then offers is a separate question (Lesson 5).


Practice

Answer from what you just read, without scrolling back up. Options are shuffled each time you load the page.

Questions 1–3 use this table. These sales are made up for practice; they are illustrative, not real market data. The customer's card is a 2025 Topps Chrome rookie Refractor, PSA 10.

#DateCard as listedSold for
1Oct 10Refractor RC, PSA 10 (auction)$118
2Oct 8Refractor RC, PSA 10 (Best Offer accepted; listed at $199)$125 per 130point
3Oct 6Refractor RC, PSA 10$112
4Oct 3Refractor RC, PSA 10 (buyer: 0 feedback)$260
5Sep 30Refractor RC, PSA 9$55
6Sep 28Refractor RC, raw$30
7Sep 25Gold Refractor /50 RC, PSA 10$640
8Sep 22Refractor RC, PSA 10$130
9Sep 20Refractor RC, BGS 9.5$95
Real-world rep (10 minutes)

Pick one card you own (or one in a CardVault case next time you visit). Comp it three ways: eBay's Sold Items filter, 130point, and a scan in the eBay app's Price Guide. Write down the clean comps, what you excluded, and your median. Then say your one-sentence explanation out loud as if a customer asked. Did the three tools agree? If not, why?

Primary reading

"How to Price Your Card Collection Before Selling", The Card Shop Finder (updated Oct 2026). A step-by-step version of this lesson: sold vs. asking, how many sales to pull, median over average, trend and condition adjustments. Then read Cubbby's guide to 130point (Sep 2026) for the tool's quirks.

Something unclear, or want to argue with an answer? Ask me in the terminal. I'm your teacher for this, and questions like "how do I comp a card with an auto and a patch?" or "why does Card Ladder show a different number than 130point?" are exactly what to bring.


Up next: Lesson 4, pre-grading a raw card (centering, corners, edges, surface, and whether grading is worth it).
Reference: Pricing Workflow cheat sheet · All lessons

Sources: [1] The Card Shop Finder: pricing guide · [2] Vendoo: eBay sold items · [3] Cubbby: What is 130point · [4] eBay Price Guide · [5] Sports Collectors Digest · [6] Card Ladder Pro · [7] Market Movers · [8] eBay Help: Product research · [9] Sports Card Investor: Cards Under Comps · [10] The Card Shop Finder: pop reports · [11] Otia: what pop reports can't tell you